If you want your credit score to be higher because you aren't happy with your credit score, this app is just the one for you. “Bad Credit Absolute Truth the Credit Industry Doesn't Want You To Know” is one of those perfect apps specifically developed and designed with all the information you might need to understand the genesis of bad credit. You will learn about the basics of:

• how you are scored,


• how to get a credit card of your choice,


• important tips to consider when shopping for a new credit card,


• how to avoid high interest charges on your credit card


• how to get a loan with bad credit


• how you can improve it


• how a credit report effects on your personal credit


and Much More!
Become the person who takes good control over your finances, most importantly, the expenses so that you have enough savings and a good credit score. This app is a complete kit of valuable information that is must to have in your smartphones if you are a credit card owner. Download now for free at amazon appstore and google playstore.

CONTENTS:-

CHAPTER ONE Credit - understanding genesis of bad credit.

CHAPTER TWO Credit rating: - how you are scored.

CHAPTER THREE Your credits score - how you can improve it.

CHAPTER FOUR Credit report – its effect on your personal credit

CHAPTER FIVE Your personal credit report: - how you can correct errors.

CHAPTER SIX Credit Repair Company: - a blessing or a course.

CHAPTER SEVEN Absolute truth about credit repair companies

CHAPTER EIGHT Credit cards: - types and what you need to know about them.

CHAPTER NINE Shopping for new Credit Card: - Important tips to consider.

CHAPTER TEN Do’s and don’t of credit card game.

CHAPTER ELEVEN How to get credit card of your choice.

CHAPTER TWELVE Buy Now Pay Later – Disadvantages of using credit card and how to get over it.

CHAPTER THIRTEEN How to avoid high interest charges on your credit card.

CHAPTER FOURTEEN How to get loan even if you have bad credit.

CHAPTER FIFTEEN Important Credit Card Plan terms you must consider.

A Little Introduction of Bad Credit: Absolute Truth the Credit Industry Doesn't Want You to Know:-

It’s very obvious that we now live in a credit world. There are lots of banking institutions offering different forms of credit from credit card to personal loans. The amount of people with credit cards is rising very fast. Apart from that, lots of people can hardly do without credit.

Because of lack of enough financial education and discipline on the part of most of these consumers they often find themselves in bad credit situations like court judgement, bankruptcy, and loan default which often make it difficult for them to get any credit at all in future. You may now want to ask – what exactly is credit?

Credit means that you are getting a service or cash grant to use for your own purpose. You are often bound with a contract or agreement to repay in future as agreed with lender or service provider. Credit exists in different forms like loan, mortgage, or credit card.

Before you can get credit from any financial institution or lending agency, they will first check your credit history. If you have default on loan before or have bad credit history you will find it almost difficult to get credit any time you apply for it.

However, it’s possible for you to improve your credit history or build a new good credit history by repairing your credit, thus re-establishing your credit-worthiness. This process is called credit repair. It’s the process in which consumers with unfavorable credit histories attempt to re-establish their credit-worthiness.